[問題] 贍養費
男方提出要離婚，結婚六年了。
原因不外乎溝通不良，個性不合。
進入正題，男方家人願提供一張外幣保單，及結婚時男女金飾做為贍養費。
比較有疑慮的是保單部份，比起現金，是否有保障?
請有經驗的大大，幫忙解答，謝謝
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